We built a P2P mobile payments system on Stellar – here is how it works

A person holds a modern smartphone displaying financial charts and asset data, including metrics for trustlines and asset prices.

The problem to solve Our solution brings significant benefits for unbanked users, particularly in regions where financial services are ineffective or insufficient. The primary problem our application addresses is replacing banks in the payments ecosystem. We propose a system that facilitates peer-to-peer, frictionless payments and remittances by utilising the inherent features of the blockchain protocol. […]

How to build a seamless Stellar peer-to-peer payments app

Diagram of a P2P Stellar Network showing five laptops labelled 'Node', connected by red arrows in a circular layout, with the Stellar logo at the centre.

Blockchain technology remains a niche interest in developed markets. However, the benefits of frictionless cross-border payments are increasingly evident in regions with limited financial services. Early applications—such as cryptocurrencies—were the first to demonstrate blockchain’s potential, and they remain among the most compelling. As the world globalises and the demand for cross-border payments increases, innovation in […]

6 pitfalls to avoid in blockchain application development

Knowing your target audience is important to launch a successful dApp. With any dApp blockchain technology should form the basis of a product and deliver utility to end-users. So many blockchain application development projects so far have focused on the buzzwords and not on how the product will actually work. When people ask me about […]

Blockchain ecommerce is keeping the secondary luxury market honest

Florian Martigny, founder of Hong Kong-based platform Luxify plans to launch a new standard in blockchain ecommerce. Espeo Blockchain consultants laid out ways the company can leverage the technology and corner the pre-owned luxury goods market. We’d like to share how we did it and what we learned from the project.  If you’re a bargain hunter with […]