BLOCKCHAIN FOR PAYMENTS

Transform payments with blockchain

Real-time, near-free domestic and cross-border transfers.

Remove intermediary fees and reduce reconciliation work.

Blockchain for payments

Choose a blockchain partner that will
change how your users pay, forever.

Espeo Software’s Blockchain for Payments services are designed for enterprises looking to modernise their payment infrastructure. Blockchain payments are digital transfers settled on a shared ledger. You authorise a transaction, network nodes validate it, and the ledger records the move in seconds. No central clearing house is needed; cryptography guarantees integrity. The rail runs 24/7, crosses borders effortlessly, and charges only a small network fee.

Service scope

New challenges to address

Interoperability

Lack of interoperability between different blockchains that assets are based on.

Liquidity issues

Users expect to move value in and out of the network on demand. Thin liquidity or slow ramps can create delays and erode trust.

Compliance

Every jurisdiction sets unique rules for licensing, AML controls, KYC checks, Travel Rule data and capital reserves.

Our approach

Our consultants and engineers guide you through phased blockchain adoption across your payment infrastructure.

Model and implement tokenised asset flows.

Enable cross-border payments with digital tokens.

Use Hyperledger Fabric for rapid internal settlements.

Ensure compatibility across diverse blockchain platforms.

Case studies

Testimonials

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Major Benefits

Instant low-cost settlement

Few-second settlement and low fees turn your transfers from a chore into a real-time feature. Gain 24/7 access to your money.

Scalability and operability

Build on a high-throughput network that scales. Use open standards, token bridges and well-defined APIs.

Compliance
by design

Embed wallet screening, KYT, Travel Rule data and documentation into every hop. Regulators will see controls they trust.

Frequently asked questions

Yes, on high-throughput chains typical on-chain cost can reach a small fraction of a cent. You still pay for custody, compliance checks and fiat ramps, so quote an all-in price to users.

Well-chosen networks clear in five seconds or less. Speed depends on block time, node location and congestion. We will run load tests before launch, so you know what to expect.

With Fireblocks’ connectivity layer to banks, exchanges, and on/off ramps, you can create dynamic flows that handle money conversion, transfer, and disbursement all in one place. To quickly convert between fiat money and cryptocurrency, including FX, connect to on/off ramps.

With Hyperledger Fabric, you can distribute your settlement data across your network and make it easier to send batches of payments transparently. A private blockchain ensures payments go through and that there’s a common record of the transaction everyone in the network can see.

For enterprise solutions, blockchains like Hyperledger Fabric are designed for scalability and can handle high transaction volumes efficiently. For public transactions, newer blockchain platforms and upgrades aim to address congestion issues with solutions such as sharding, layer-2 scaling solutions and sidechains.

Smart contracts automate transaction processes on the blockchain. They are secured through rigorous testing, audits, and formal verification to prevent vulnerabilities. The decentralized nature of blockchain, along with consensus mechanisms (like PoW or PoS), ensures that no single entity can control the network.

Let’s get in touch!

Got questions about our services? Our team is here to help.

Contact our Poznań HQ